Covered California™ is an easy-to-use marketplace implementing the federal Patient Protection and Affordable Care Act in California. Through Covered California, you and your family can compare affordable, quality health insurance options and choose the one that best fits your needs and budget. By law, your coverage can't be dropped or denied if you have a pre-existing medical condition or if you get sick. You may even be able to get financial assistance through Covered California to make your health coverage more affordable.
Covered California is a part of the state of California and was created to help you get health coverage to protect yourself and your loved ones. Having insurance can ensure your access to medical care if you get sick or are injured, so that you can keep your body healthy, but it also protects your peace of mind, because you can rest assured that you will have help when you need it most.
More than 1.3 million Californians chose health insurance through Covered California during its historic first open-enrollment period, for coverage in 2014. Millions of others learned that they qualified for free or low-cost health coverage through Medi-Cal.
Open enrollment for Covered California health insurance plans happens once a year. For 2015 coverage, open enrollment ended Feb. 15, 2015. Covered California's next open enrollment begins in the fall. Covered California also offers a special-enrollment option for those who experience a life-changing event (such as getting married, having a child or moving) and need to enroll outside of open enrollment. Medi-Cal enrollment for those with qualifying incomes is available year-round. Consumers can enroll for health coverage online, by phone or in person with free assistance.
CoveredCA.com, a Joint Partnership
CoveredCA.com is a joint partnership between Covered California and the California Department of Health Care Services (DHCS).
Covered California's mission is to increase the number of Californians with health insurance, improve the quality of health care for all Californians, reduce health care coverage costs and make sure California's diverse population has fair and equal access to quality health care.
The mission of DHCS is to provide low-income Californians with access to affordable, high-quality health care, including medical, mental health and substance abuse treatment services, and long-term care. Its vision is to preserve and improve the physical and mental health of all Californians.
Covered California and DHCS are committed to ensuring that Californians are aware of their health coverage options. Through CoveredCA.com, you can find out if you qualify for free or low-cost health insurance, including Medi-Cal, and choose the right coverage option for you.
Covered California is conducting a marketing, outreach and education program to help raise awareness about the new opportunities for Californians to get covered. To reach as many people as possible, Covered California and DHCS work with different partner groups to help with these educational efforts. Their expertise in reaching out and educating groups and individuals statewide can help Covered California connect with millions of uninsured Californians and transform the health insurance marketplace. Covered California also provides information in many languages and in culturally relevant ways.
More information about how the Affordable Care Act is being implemented in California is contained within Covered California’s annual report to the Legislature and its 2014 “Lessons Learned" report.